The rich rules over the poor, And the borrower is servant to the lender.
Are you still in control of your finances? If not, who is?
I'm grateful that we do not owe money. We don't have to pay off credit cards or loans each month. We are not in debt. That hasn't always been the case, though. By God's grace, we managed to get out of debt and so can you. In my post Debt I have mentioned that I will share more on how to tackle debt.
Meanwhile, I'm taking a course on Home Economics which includes a workbook called The ABCs of Money Management. One of the books recommended for reading is called Kingdom-Focused Finances for the Family. It reveals truths about the way we are using money that I have never thought of before. In chapter 6, What Is a Financial Statement, Gary Miller explains using a financial statement. In it he is giving an example of buying a sofa and then updating his statement. This has been a real eye-opener for me. He deducts the amount he has paid for his new sofa from his checking account. Then he gets into the value of the piece of furniture after he has taken it home. He points out that buying this sofa just dropped his net worth a couple of hundred dollars.
Another thing that I keep bumping into during this study is debt. We need to stay in control of our finances even when we are borrowing money. There are times when we will have to get into debt, e.g. by getting a loan, but we will have to carefully discern our motive behind it. Do we need a new car or would a used one do as well? Did we borrow because we need a mortgage to buy a home? Or, are we in debt because we have made a couple of unwise decisions? Perhaps we kept spending money, charging our credit card/s again and again, on things we couldn't afford to pay cash for? Have we ignored that fact and bought them no matter what the consequences?
So, how do we tackle debt?
Be in control of your finances. Don't waste money. Don't spend it on paying high interest rates and making payments over a long period of time. Be content. Don't give in to every wish you might have, especially whenever that wish will cost a large sum of money. Instead, plan ahead: Set aside money each month, saving up for the day of purchase.
What Do They Say?
Imagine you have been told that you are supposed to get married to a guy named Mark Smith. What would the name mean to you? Would it reveal anything about your future husband? Yes, of course, if you would have met Mark before you would be able to associate some of his character traits with his name. Depending on how good or bad of an impression he had left, you would either be thrilled or terrified to marry this man.
We put Mark aside for a moment, shall we, and talk about the man Jesus. Have you heard of Him before? What did people tell you about Him? Did you believe them? Have you ever met Him personally?
Let's travel back in time when Jesus was in the region of Caesarea Philippi, asking His disciples: "Who do men say that I, the Son of Man, am?" Then, He wanted to know what His disciples are saying about Him:
He said to them, "But who do you say that I am?"
Matthew 16:15 (NKJV, emphasis mine)
Listen to what Peter replied:
Simon Peter answered and said, "You are the Christ, the Son of the living God."
Matthew 16:16 (NKJV)
What Do You Say?
Immediately before baptizing a person, my former pastor would ask: “Who is Jesus to you?”
Have you met Jesus before? What are you saying about Him? Who is He to you? If you have never thought about this question before, I urge you to do so this day. Look to the Cross and hear Jesus ask: “But who do you say that I am?” What's your answer?
Lyrics are available at Graham Kendrick's Website at: The Servant King (From Heaven You Came)
One generation shall praise Your works to another, And shall declare Your mighty acts. (Psalm 145:4)
We need to hear the Word of the LORD, what He tells us to do in Deuteronomy 6:4-9
4 "Hear, O Israel: The LORD our God, the LORD is one!
5 You shall love the LORD your God with all your heart, with all your soul, and with all your strength.
6 "And these words which I command you today shall be in your heart.
7 You shall teach them diligently to your children, and shall talk of them when you sit in your house, when you walk by the way, when you lie down, and when you rise up.
8 You shall bind them as a sign on your hand, and they shall be as frontlets between your eyes.
9 You shall write them on the doorposts of your house and on your gates.
According to verse 7,
Your husband and you decided to start family worship at home but you are unsure of how to do it? Don't worry. There is help out there to get you started.
Joel Beeke, writes in the second chapter of his booklet Family Worship* about Joshua 24. Later on he refers to Deuteronomy 11:18-19 which is a review of Deuteronomy 6:6-7. (Ever heard a preacher tell you that if it is repeated it is very important and that we need to pay special attention to the words?) Later on, in the same chapter, he tells us a little more about the how-to of family worship: Instruction in the Word of God, Prayer, and singing praise to God. He continues to give more practical tips on time and place of worship.
If you are not yet in the habit of doing family worship at home, I urge you to take the opportunity to download this 35-page booklet which will give you a great insight into the importance and will give you a good start of how to do it. At the end of the booklet he will get into Objections Against Family Worship and Motivations for Family Worship.
*Family Worship, by Joel Beeke: You can find, read and download it at NTS Library
The Reformation Heritage KJV Study Bible: This Study Bible contains the complete KJV text, notes/comments on verses, and at the end of each chapter you will find Thoughts for Personal/Family Worship which digs deeper into the chapter and how it relates to other parts of the Bible and offers some questions/thoughts for (Bible study/family/worship) discussion. You can find the eBook there: The Reformation Heritage KJV Study Bible - EBOOK where you can also take a look at a samples that contains 64 pages.